Sacramento Region

April 2026

Rancho Cordova’s monthly mortgage math just got harder again

A jump in the 30-year fixed rate adds $94 to the monthly payment on a median-priced home, even as local prices have fallen over the past year.

April 2026

Carmichael’s typical mortgage payment pushes deeper into stretched territory

A typical Carmichael home now carries a $2,864 monthly payment after rates climbed to 6.53%, eating four in every ten dollars of local income.

April 2026

Arden-Arcade buyers just crossed the line federal standards call unaffordable

A 0.35-point jump in 30-year rates pushes the median local mortgage payment to 43.2% of household income — past the threshold lenders treat as a red flag.

April 2026

A year later, Sacramento’s mortgage math has barely budged — and just got harder again

Even with rates lower than a year ago, the latest uptick adds $91 to the monthly payment on a median Sacramento home, erasing recent buyer relief.

April 2026

Citrus Heights buyers are absorbing one more rate move on top of last year’s

A jump from 6.18% to 6.53% adds about $84 to the monthly payment on a median-priced home — roughly $1,009 over a year.

April 2026

This week’s rate jump lands harder on Fair Oaks buyers than most Sacramento suburbs

With a median price near $715K, even a fractional rate move pushes Fair Oaks monthly payments up sharply — well past what peer cities are absorbing this month.

April 2026

Sacramento home construction slipped 4.6% in April as state held nearly flat

Builders pulled 1,388 residential permits across the Sacramento region in April, with the 12-month trend down 12.7% even as monthly activity rebounded sharply from winter.

Week of June 1, 2026

Rancho Cordova weighs General Plan land use choices as Rio del Oro adds two more Elliott Homes phases

The City Council reviewed the long-range blueprint that will guide housing through roughly 2045, cleared two more subdivision phases in the massive Rio del Oro project, and advanced a zoning code rewrite covering specific land uses.

April 2026

Sacramento-area buyers split the region into two markets this spring

Fair Oaks and Arden-Arcade saw prices climb more than 5% year-over-year while Rancho Cordova and Citrus Heights posted drops of 8% or steeper.

April 2026

Rancho Cordova renters are paying nearly as much as owners would

Median rent in Rancho Cordova now sits at roughly 89% of the estimated cost of owning, narrowing the financial calculus between leasing and buying.