West Sacramento buyers moved decisively this summer. In the three months ending July 2026, 106 homes changed hands across the city, up 34.2% from the 79 sold in the same stretch of 2025, according to newly released data from Redfin. The jump stands out because it came even as fewer homes were available to buy — a combination that has kept this market firmly in sellers’ territory.

Sales climb as inventory tightens

The surge in sales came against a backdrop of shrinking supply. Active inventory fell 17.1% year over year, from 239 listings to 198, while new listings dropped from 153 to 128. That leaves West Sacramento with roughly 1.9 months of supply — the single clearest measure of market tilt, and one that points to a tight sellers’ market where buyers have limited choice.

Sales momentum carried into the most recent period as well. The 106 homes sold represent a 6% increase from the 100 sold in the three months ending June 2026. Still, sales remain below the levels of two years ago, when 120 homes sold in the comparable summer window, and well under the 161 sold five years ago in the frenzied market of 2021.

Prices hold roughly steady

Despite the pickup in demand, home prices were largely flat. The median sale price was $530,234, down 1.4% from $537,500 a year earlier and off 0.5% from the prior period’s $533,000. Over a longer horizon, prices have risen 10.3% over the past five years, from a median of $480,900 in the summer of 2021.

The price per square foot tells a slightly softer story: at $317, it fell 7.5% from $342 a year ago, a steeper decline than the headline median. That gap suggests buyers may have been paying for larger homes relative to their price, or that the mix of homes sold shifted toward bigger properties.

Sellers still held meaningful leverage. Homes sold at a median of 98.8% of their list price, and 30.8% of sales closed above asking — nearly identical to the 31.6% share a year ago. Homes took a median of 22 days to sell, up modestly from 21 days a year earlier and up from 18 days in the prior period. Both figures remain far quicker than the 7-day pace of the 2021 market, but they indicate the frantic urgency of that era has eased.

Affordability and borrowing costs

For buyers, the math improved slightly compared with a year ago, largely because of lower borrowing costs. The 30-year fixed mortgage rate averaged 6.54% in July 2026, down from 6.72% a year earlier, according to Freddie Mac, though up marginally from 6.49% in June. On a median-priced home with 20% down, that translates to a monthly principal-and-interest payment of about $2,692 — roughly $88 less per month than the $2,780 a buyer would have faced a year ago, when combining the small price decline with the lower rate.

Even so, affordability remains stretched. At current prices, a median-priced home costs about 5.7 times the median household income of $93,188, according to the U.S. Census Bureau — above the 5x threshold generally considered unaffordable. The monthly payment on a median home consumes an estimated 34.7% of median household monthly income, a level that is manageable but demanding by standard measures.

West Sacramento’s population grew 0.9% over the past year to about 55,871 residents, adding steady demand pressure to a housing stock of roughly 22,400 units.

Nationally, home prices continued to rise modestly, with the S&P/Case-Shiller U.S. National Home Price Index up year over year through May 2026.

What the numbers add up to

Taken together, the summer data paint West Sacramento as a market where demand outpaced supply. Sales rose sharply while inventory contracted, keeping months of supply low and preserving sellers’ pricing power even as median prices edged down. Buyers benefited from slightly lower monthly costs than a year ago, but tight inventory and a price-to-income ratio near 5.7x continued to test affordability across the city.