Roseville’s housing market saw a significant pullback in sales this fall, with 450 homes changing hands in the three months ending October 2026, down 19.5% from the 559 sold during the same period last year, according to newly released data from Redfin. The decline was not driven by buyers walking away. Homes that did hit the market sold faster than a year ago, and median prices held essentially flat. The slowdown appears to reflect fewer homes for sale, with new listings and active inventory both well below 2025 levels.

Fewer sellers, fewer sales

The drop in closed sales tracked a decline in supply. Sellers brought 464 new listings to market during the period, compared with 546 a year earlier. Active inventory fell 12.8% year-over-year to 879 homes, down from 1,008 in the three months ending October 2025.

Limited supply did not translate into weaker conditions for sellers. The median home spent 36 days on the market, five days less than the 41-day median a year ago, a 12.2% improvement in selling speed. The share of homes selling above list price also rose, reaching 26.2% compared with 23.4% last year. Overall, homes sold at 99.2% of their asking price, meaning the typical buyer paid just under list.

Based on current sales and listings, Roseville has about 2.0 months of supply. That is a tight market by conventional standards and leaves buyers with relatively limited choice, even with sales volume down.

The longer view shows how much the market has changed since the pandemic-era rush. Roseville recorded 668 sales in the three months ending October 2021, when the median home sold in just seven days. Two years ago, in the same period of 2024, the city logged 490 sales with a 22-day median time on market. This fall’s 450 sales are below both of those benchmarks.

Prices hold steady

The median sale price in Roseville was $619,569, essentially unchanged from $620,000 a year earlier, a dip of 0.1%. The median list price was $608,265, up from $604,995 last year. On a per-square-foot basis, prices edged up 0.5% to $331 from $329, suggesting that underlying home values were stable even as the headline median slipped slightly.

Over a longer stretch, prices have moved little. The current median is about 1.5% below the $629,000 recorded two years ago. Prices are up 2.4% over five years from a median of $605,000 in the three months ending October 2021, a modest gain for that span. Nationally, home prices continued to rise year-over-year, according to the S&P/Case-Shiller U.S. National Home Price Index.

Borrowing costs rose over the past year. The 30-year fixed mortgage rate averaged 7.33% in October 2026, up from 6.86% in September and 6.25% in October 2025, according to Freddie Mac data compiled by the Federal Reserve. A buyer putting 20% down on a median-priced Roseville home at October’s average rate would pay about $3,408 per month in principal and interest. That is $354 more per month than the $3,054 payment a year ago, even though prices were essentially flat.

That payment represents 34.3% of the city’s median household monthly income. The typical Roseville home now costs 5.2 times the median household income of $119,288, according to the U.S. Census Bureau. Ratios above 5 are generally considered unaffordable.

Recent momentum

Compared with the three months ending September 2026, the market cooled. Sales fell 11.9% from 511, the median sale price slipped 1.7% from $630,000, and the median days on market rose from 28 to 36. Some of this easing is typical as the market moves from summer into fall, when buyer activity tends to taper. The rise in mortgage rates from September to October may also have weighed on demand. Inventory declined 5.7% month-over-month from 932 listings, and new listings fell from 531 to 464.

The supply squeeze comes as the city keeps growing. Roseville’s population reached 165,455 as of January 2026, up 2.7% from a year earlier, according to the California Department of Finance.

Neighborhood breakdown

Conditions varied widely across Roseville’s three zip codes:

  • 95661 was the most expensive and fastest-selling zip code. Its median sale price was $674,654, down from $712,500 a year ago. Homes sold in a median of 16 days, compared with 21 days last year. With 69 sales, it was the smallest of the three by volume, so a handful of transactions can shift its median.
  • 95678 was the most affordable, with a median sale price of $539,723, compared with $543,500 a year earlier. Homes sold in a median of 26 days, down from 30. The zip recorded 98 sales and had 193 active listings.
  • 95747 was the highest-volume zip code by a wide margin, with 321 sales and 688 active listings, more than the other two combined. It was also the only one of the three where the median price rose, to $634,675 from $627,750. It was the slowest-selling area, with a median of 44 days on market, roughly in line with 43 days a year ago.

In two of the three zip codes, homes sold faster than last year. In 95747, which had the most inventory of the three, selling times were essentially unchanged.