April 2026
Rancho Cordova’s monthly mortgage math just got harder again
A jump in the 30-year fixed rate adds $94 to the monthly payment on a median-priced home, even as local prices have fallen over the past year.
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Eric W. Dolan
All Reports
217 reports
April 2026
Carmichael’s typical mortgage payment pushes deeper into stretched territory
A typical Carmichael home now carries a $2,864 monthly payment after rates climbed to 6.53%, eating four in every ten dollars of local income.
April 2026
Arden-Arcade buyers just crossed the line federal standards call unaffordable
A 0.35-point jump in 30-year rates pushes the median local mortgage payment to 43.2% of household income — past the threshold lenders treat as a red flag.
April 2026
A year later, Sacramento’s mortgage math has barely budged — and just got harder again
Even with rates lower than a year ago, the latest uptick adds $91 to the monthly payment on a median Sacramento home, erasing recent buyer relief.
April 2026
Auburn’s mortgage math just pushed deeper into territory the federal definition of unaffordable covers
A 0.35-point jump in 30-year rates lifts the monthly payment on a typical Auburn home to 51.1% of local median income.
April 2026
A typical Lincoln mortgage payment now runs past $3,000 a month
A 0.35-point rate jump since our last check pushes the monthly payment on a median-priced Lincoln home to $3,143, an extra $1,361 a year.
April 2026
Citrus Heights buyers are absorbing one more rate move on top of last year’s
A jump from 6.18% to 6.53% adds about $84 to the monthly payment on a median-priced home — roughly $1,009 over a year.
April 2026
This week’s rate jump lands harder on Fair Oaks buyers than most Sacramento suburbs
With a median price near $715K, even a fractional rate move pushes Fair Oaks monthly payments up sharply — well past what peer cities are absorbing this month.
April 2026
Bay Area homebuilding permits more than doubled in April
Builders pulled 843 residential permits across the Bay Area in April, a 148.7% jump from a year earlier even as statewide permitting edged lower.
April 2026
Sacramento home construction slipped 4.6% in April as state held nearly flat
Builders pulled 1,388 residential permits across the Sacramento region in April, with the 12-month trend down 12.7% even as monthly activity rebounded sharply from winter.